# VaultX Funded

> Prop firm evaluations with broker-backed funded accounts. VaultX Funded — prop firm evaluations and funded trading accounts.

VaultX Funded (VaultX) is a proprietary-trading evaluation firm. Traders buy an evaluation, trade it on MetaTrader 5, and on passing receive a funded account whose trades are placed on a real brokerage account the firm holds. Evaluation sizes run from $2,500 to $100,000; a funded account is 10% of the evaluation size (the firm's "VaultX Live" product). Profit splits are 80% depending on the route. Identity verification (KYC) is required before the first payout. The operator is VaultX Funded Ltd., Company number 2025-00227, Saint Lucia. The service is not offered in: United States of America, Afghanistan, Belarus, Cuba, Iran, Iraq, Myanmar, North Korea, Russia, Syria, Venezuela, Yemen, the Crimea, Donetsk and Luhansk regions of Ukraine. Support: support@vaultxfunded.com, +1 844 475 2910 (English, Urdu, Hindi).

## Routes and rules

- **3 Step** — Smaller targets. Bigger drawdown.
  - 3 Step: targets: Phase 1 4%, Phase 2 5%, Phase 3 8%; max daily loss 3%; max loss 8%; minimum trading days 2 / 2 / 3; trading period Unlimited; profit split 80%; payouts Multiple Daily; funded max loss 80%; funded daily loss None.
    Prices: $2,500 account $27 (list $30), $5,000 account $45 (list $50), $10,000 account $90 (list $100), $20,000 account $180 (list $200), $50,000 account $450 (list $500), $100,000 account $900 (list $1,000).
- **2 Step** — Standard, Prime or Pro
  - 2 Step: targets: Phase 1 10%, Phase 2 5%; max daily loss 5%; max loss 10%; minimum trading days 5 Profitable Days; trading period Unlimited; profit split 80%; payouts Multiple Daily; funded max loss 35%; funded daily loss n/a.
    Prices: $2,500 account $24 (list $30), $5,000 account $40 (list $50), $10,000 account $80 (list $100), $20,000 account $160 (list $200), $50,000 account $400 (list $500), $100,000 account $800 (list $1,000).
  - 2 Step Prime: targets: Phase 1 10%, Phase 2 5%; max daily loss 5%; max loss 10%; minimum trading days 5 Profitable Days; trading period Unlimited; profit split 80%; payouts Multiple Daily; funded max loss 50%; funded daily loss n/a.
    Prices: $2,500 account $27 (list $30), $5,000 account $45 (list $50), $10,000 account $90 (list $100), $20,000 account $180 (list $200), $50,000 account $450 (list $500), $100,000 account $900 (list $1,000).
  - 2 Step Pro: targets: Phase 1 5%, Phase 2 8%; max daily loss 5%; max loss 8%; minimum trading days 5 Profitable Days; trading period Unlimited; profit split 80%; payouts Multiple Daily; funded max loss 60%; funded daily loss None.
    Prices: $2,500 account $28.50 (list $30), $5,000 account $47.50 (list $50), $10,000 account $95 (list $100), $20,000 account $190 (list $200), $50,000 account $475 (list $500), $100,000 account $950 (list $1,000).
- **1 Step** — Standard or Pro
  - 1 Step: targets: Target 12%; max daily loss 4%; max loss 8%; minimum trading days 5 Profitable Days; trading period Unlimited; profit split 80%; payouts Multiple Daily; funded max loss 45%; funded daily loss None.
    Prices: $2,500 account $38.25 (list $45), $5,000 account $63.75 (list $75), $10,000 account $127.50 (list $150), $20,000 account $255 (list $300), $50,000 account $637.50 (list $750), $100,000 account $1,275 (list $1,500).
  - 1 Step Pro: targets: Target 12%; max daily loss 3%; max loss 6%; minimum trading days 5 Profitable Days; trading period Unlimited; profit split 80%; payouts Multiple Daily; funded max loss 60%; funded daily loss None.
    Prices: $2,500 account $42.75 (list $45), $5,000 account $71.25 (list $75), $10,000 account $142.50 (list $150), $20,000 account $285 (list $300), $50,000 account $712.50 (list $750), $100,000 account $1,425 (list $1,500).

Full rules: https://vaultxfunded.com/challenge

## Pages

- [VaultX Funded](https://vaultxfunded.com/): Prop firm evaluations with broker-backed funded accounts.
- [Prop firm challenge rules](https://vaultxfunded.com/challenge): Every evaluation rule and number, by route and account size: targets, daily loss, maximum loss, profitable days, payouts.
- [How a funded account works](https://vaultxfunded.com/how-it-works): From buying an evaluation to a broker-backed funded account and payouts.
- [Prop firm FAQ](https://vaultxfunded.com/faq): Eligibility, rules, KYC, payouts and refunds, answered.
- [Funded trading account](https://vaultxfunded.com/funded-account): What a funded account is, the rules, the cost and how to get one.
- [Guides](https://vaultxfunded.com/guides): Passing an evaluation, every rule explained, payouts, risk, choosing a firm.
- [Glossary](https://vaultxfunded.com/glossary): Every prop firm and funded account term, defined.
- [What is a funded trading account, and how do you get one?](https://vaultxfunded.com/guides/what-is-a-funded-trading-account): A funded trading account lets you trade a prop firm's capital for a share of the profit. What it is, what it costs, the rules, and how VaultX funds traders.
- [How to pass a prop firm challenge: a plan that survives the rules](https://vaultxfunded.com/guides/how-to-pass-a-prop-firm-challenge): Pass rates come down to sizing, not setups. A step-by-step plan for passing a prop firm challenge built around VaultX's targets, daily loss and max loss rules.
- [Prop firm rules explained: daily loss, max loss, profitable days and the rest](https://vaultxfunded.com/guides/prop-firm-rules-explained): Every prop firm rule in plain language with worked examples: profit targets, daily loss limit, static maximum loss, profitable days, funded drawdown and prohibited practices at VaultX.
- [1 Step vs 2 Step vs 3 Step evaluations: which route fits how you trade](https://vaultxfunded.com/guides/one-step-vs-two-step-vs-three-step): One phase or three? Compare 1 Step, 2 Step and 3 Step prop firm evaluations by target, loss limits, fee and funded drawdown, with VaultX's numbers side by side.
- [How prop firm payouts work: splits, timing, minimums and what can delay them](https://vaultxfunded.com/guides/how-prop-firm-payouts-work): From profit split to money in your wallet: how prop firm payouts are calculated, how often you can request one at VaultX, the $20 minimum, verification, and what delays a payout.
- [Funded account vs your own account: costs, risk and upside compared](https://vaultxfunded.com/guides/funded-account-vs-personal-account): Should you trade a prop firm's funded account or your own money? A side-by-side on capital, cost, drawdown risk, payout speed and the hidden trade-offs, using VaultX's numbers.
- [MetaTrader 5 for prop firm traders: setup, limits and habits that protect your account](https://vaultxfunded.com/guides/metatrader-5-prop-firm-guide): How to set up MetaTrader 5 for a prop firm evaluation: logging in with your server and login, position sizing tools, alerts near the loss limits, EAs and copiers, and the mistakes that breach accounts.
- [Risk management for funded accounts: sizing to the rules, not the target](https://vaultxfunded.com/guides/risk-management-for-funded-accounts): A risk framework for prop firm and funded accounts: risk per trade from the daily limit, position sizing formula, losing-streak maths, and how to keep a funded account for years rather than weeks.
- [How to choose a prop firm: a 12-point checklist before you pay a fee](https://vaultxfunded.com/guides/how-to-choose-a-prop-firm): Twelve checks to run on any prop firm before buying an evaluation: static drawdown, time limits, payout terms, transparency, what is simulated, support and company details, with how VaultX answers each.
- [Instant funding vs evaluation: which path to a funded account costs less in the end?](https://vaultxfunded.com/guides/instant-funding-vs-evaluation): Instant funding skips the challenge for a higher fee and tighter rules; an evaluation costs less up front and gives more room. How the two compare, and where VaultX's direct route stands.
- [About](https://vaultxfunded.com/about): Who is behind VaultX and how the firm is run.
- [Partner programme](https://vaultxfunded.com/partners/join): Affiliate, influencer and PAM partner terms.
- [Verify a certificate](https://vaultxfunded.com/verify): Check any certificate by its public id.
- [Legal notice](https://vaultxfunded.com/legal): Operator, restricted countries and risk warning.
- [Terms and conditions](https://vaultxfunded.com/terms): The agreement behind every evaluation.
- [Privacy policy](https://vaultxfunded.com/privacy): What is collected and why.

## Frequently asked questions

### Eligibility and accounts

**Who can trade with VaultX?**

Anyone aged 18 or over who lives outside our restricted countries. We do not serve residents of United States of America or the other places listed on the legal notice.

**Can I hold more than one evaluation?**

Yes. There is no cap on the number of evaluations under one verified email. Each one is judged on its own.

**Can I sell, transfer or share my account?**

No. Evaluations and funded accounts are personal to the registered holder. Letting someone else trade it, or trading someone else's, ends the account.

### Buying and delivery

**How do I sign up?**

Name, email and a password. You then pick a route and an account size at checkout.

**Which payment methods do you take?**

Card (Visa, Mastercard, Apple Pay, Google Pay), UPI for traders in India, and crypto (USDT on TRC20 or ERC20, Bitcoin, Ethereum).

**How fast do I get my login?**

Within minutes of a confirmed payment. The MetaTrader 5 login, trading password and server arrive by email and show in your dashboard. Crypto payments confirm after one network confirmation.

**I paid but nothing arrived.**

Open live chat with your order number (it starts with VX-). We check the payment and release the account by hand if the automatic step failed.

### Trading rules

**Can I trade my own way?**

Yes. Any discretionary style is fine: scalping, swing, intraday, hedging, grid and martingale included. What is not allowed is anything that exploits the platform rather than the market, listed below.

**Is news trading allowed?**

Yes during evaluations, with no blackout. On VaultX Live accounts, high-impact (red folder) releases carry a five-minute window either side in which opening or closing positions is a breach.

**Overnight and weekend positions?**

Overnight holds are always fine. Over the weekend, swing accounts may stay in positions; scalping accounts must be flat before the market closes on Friday.

**Are EAs, bots, HFT or arbitrage allowed?**

No. Expert advisors and automated trading, high-frequency strategies, latency or feed arbitrage, and copying trades from outside your own accounts are prohibited and end the account.

**Is copy trading allowed?**

Only between evaluations you own yourself.

**Lot size or holding-time limits?**

None. There is no consistency rule on any route. The loss limits still apply to every trade.

### Instruments and platform

**What can I trade?**

Every symbol on the MetaTrader 5 account we open for you: forex pairs, gold and metals, indices, and crypto CFDs.

**What leverage do I get?**

Forex up to 1:100, gold 1:50, crypto 1:50. Swing accounts run at 1:50, scalping accounts at 1:100. The same applies once funded.

**Which platform?**

MetaTrader 5 only, on desktop and mobile.

### Breaches

**What happens if my equity touches the daily loss limit?**

The account is breached at that moment, even if equity recovers a second later. Daily limits are checked on live equity, not only on closed trades.

**And the maximum loss limit?**

Same rule: touching it breaches the account at once. It is static for the whole stage, so profit does not move it.

**Can a breached account be reopened?**

No. Breaches are permanent. You can buy a new evaluation at any time; your other accounts are not affected.

**What if I think a breach was wrong?**

Open live chat with the account number. We show you the exact equity tick or trade that crossed the limit, from the audit log.

**Do I get my fee back after a breach?**

No. Evaluation fees are not refundable.

### Verification and funding

**When do I verify my identity?**

1 Step and 1 Step Pro: after you pass the challenge. 2 Step, 2 Step Prime, 2 Step Pro and 3 Step: after Phase 1, before Phase 2 starts.

**What do you need?**

A government ID (both sides) and a short liveness selfie. The documents must belong to the registered account holder.

**How long does it take?**

About 24 hours in most cases. A rejected check goes to a human for a second look.

**What is the review before funding?**

A person checks the whole evaluation record for prohibited practices and ownership. It is the last step before your funded login is issued, normally the same day.

**How big is the funded account?**

VaultX Live accounts start at 10% of the evaluation size: a $100,000 evaluation becomes a $10,000 live account. Scaling can double it up to eight times the starting size.

### Payouts

**What is the profit split?**

You keep 80% of the profit on every funded account from the first dollar. VaultX keeps the rest.

**How often can I withdraw?**

Every day, and more than once a day if enough profit is available. The minimum is $20 after the split.

**How are payouts sent?**

USDT (TRC20), bank transfer, or UPI for Indian traders. Most arrive within 24 hours; bank transfers can take one to three business days.

**Can I keep trading after a payout?**

Yes, straight away, with the remaining balance. The maximum loss limit does not move after a payout.

**Do I need verification before a payout?**

Yes. KYC and the funding review must be complete.

### Fees and refunds

**Are evaluation fees refundable?**

No, including before you place a trade and after a breach. The fee buys the evaluation itself.

**What do evaluations cost?**

From $30 for a $2,500 2 Step account to $1,500 for a $100,000 1 Step account. One-time, nothing recurring.

**I sent crypto to the wrong network or address.**

Funds sent to the wrong network or address usually cannot be recovered. Check the address and network on the payment page before you send.

### Routes at a glance

**1 Step**

One phase, 12% target, 4% daily loss, 8% max loss, 5 profitable days. Funded max loss 45% of the funded size.

**1 Step Pro**

One phase, 12% target, 3% daily loss, 6% max loss, 5 profitable days. Funded max loss 60% of the funded size.

**2 Step**

10% then 5%, 5% daily loss, 10% max loss, 5 profitable days. Funded max loss 35% of the funded size.

**2 Step Prime**

10% then 5%, 5% daily loss, 10% max loss, 5 profitable days. Funded max loss 50% of the funded size.

**2 Step Pro**

5% then 8%, 5% daily loss, 8% max loss, 5 profitable days. Funded max loss 60% of the funded size.

**3 Step**

3 phases: 4%, 5%, 8%, 3% daily loss, 8% max loss, 2 / 2 / 3 profitable days. Funded max loss 80% of the funded size.

### Support

**How do I reach a human?**

24/7 live chat, email, phone and WhatsApp, in English, Urdu and Hindi. Email support@vaultxfunded.com.

**Where do I report an account problem or ask for a review?**

Live chat, with your account or order number. Complaints follow the process in the terms.

## Glossary

- **Funded account**: A trading account whose capital belongs to a prop firm, not the trader. You pass an evaluation, then trade the firm's account and keep a share of the profit (80% at VaultX). Losses beyond the rules end the account, never your own money.
- **Prop firm**: Short for proprietary trading firm: a company that gives traders access to its own capital in exchange for a share of profits. Retail prop firms like VaultX screen traders with a paid evaluation instead of a job interview.
- **Evaluation (challenge)**: The paid test before funding. You trade a simulated account to a profit target while staying inside a daily loss limit and a maximum loss limit, over one or more phases. VaultX runs 3 Step, 2 Step and 1 Step evaluations with no time limit.
- **Phase**: One stage of a multi-stage evaluation, each with its own profit target. A 2 Step evaluation has two phases; a 3 Step has three. Passing every phase earns the funded account.
- **Profit target**: The gain, as a percentage of the starting balance, that closes a phase. Targets at VaultX range from 4% on the first phase of 3 Step to 12% on 1 Step; they are measured on closed trades.
- **Daily loss limit (daily drawdown)**: The most an account may lose in one trading day, measured from that day's starting balance or equity. Touching it fails the evaluation. VaultX daily limits run from 3% to 5% depending on the route; funded accounts have no daily limit.
- **Maximum loss (max drawdown)**: The most an account may lose overall from its starting balance. At VaultX it is static (6% to 10% of the evaluation size, by route) and does not trail your profits. On the funded account the limit is a share of the funded size, 35% to 80%.
- **Static drawdown**: A maximum loss limit fixed to the starting balance. If a $100,000 evaluation allows 10%, the floor stays at $90,000 no matter how high equity climbs. Simpler to trade around than a trailing limit.
- **Trailing drawdown**: A maximum loss limit that moves up with your highest balance or equity, so profits raise the floor. Common at other firms; VaultX uses static limits on every route.
- **Breach**: A rule violation that ends the account: a loss limit touched, or a prohibited practice found in review. VaultX records the exact trade or tick behind every breach and closes any open positions on the account.
- **Profitable day**: A trading day that closes with a net gain. Most VaultX routes require five profitable days during the evaluation (3 Step asks for two, two and three per phase). There is no minimum number of days otherwise and no time limit.
- **Minimum trading days**: A rule that stops one lucky trade from passing an evaluation: a set number of days with activity or with profit before a phase can close. At this firm it is expressed as profitable days.
- **Consistency rule**: A cap on how much of your total profit may come from a single day or trade. Some VaultX routes advertise no consistency rule; where one applies it is listed on the rules page.
- **Profit split**: The share of funded-account profit paid to the trader. VaultX pays 80% on every evaluation route; the firm keeps the rest and carries the losses.
- **Payout**: A withdrawal of your profit share from a funded account. VaultX payouts can be requested multiple daily, with a $20 minimum, after identity verification.
- **Scaling plan**: A schedule that grows a funded account as the trader hits milestones. VaultX funded accounts start at 10% of the evaluation size and can grow up to eight times.
- **1 Step, 2 Step, 3 Step**: The number of phases in an evaluation. 1 Step has one target (12% at VaultX) with tighter loss limits; 2 Step splits the work into two targets; 3 Step spreads it over three smaller targets with the most funded drawdown.
- **Instant funding (direct funding)**: A funded account bought outright, with no evaluation, usually at a higher fee and with stricter rules. VaultX lists this as VaultX Direct; it is not on sale yet.
- **KYC (identity verification)**: Know Your Customer: proving who you are with a government ID and a liveness selfie before funding and payouts. VaultX checks take about 24 hours.
- **Simulated (demo) account**: An account with live prices but no real orders at a broker. Every evaluation is simulated; the firm says so plainly. What matters is that the rules and the data feed are the same ones real accounts see.
- **Broker-backed funded account**: A funded account whose trades are mirrored to a brokerage account the firm holds, so payouts come from trading results rather than only from other traders' fees. VaultX calls its funded stage VaultX Live.
- **Closed trade**: A position that has been exited. Targets are measured on closed trades, so an open position in profit does not pass a phase until it is closed.
- **Equity vs balance**: Balance is the account value from closed trades only; equity adds the floating profit or loss of open positions. Loss limits are checked on equity, so an open loser can breach a limit before it is closed.
- **Leverage**: Borrowed exposure: 1:100 leverage lets $1,000 of margin control $100,000 of position. Evaluation accounts come with a fixed leverage per instrument group; higher leverage means a smaller move hits a loss limit.
- **Margin, margin call, stop out**: Margin is the collateral a position locks up. A margin call warns that equity is near the required margin; a stop out closes positions when it falls below. On a prop account the loss limits usually hit long before the stop out.
- **Lot**: The unit of position size. One standard lot is 100,000 units of the base currency in forex; most prop traders size in fractions of a lot so a stop loss costs a known share of the daily limit.
- **Risk per trade**: The amount lost if the stop loss is hit, usually a percentage of the account. Funded traders commonly risk 0.25% to 1% per trade so that several losses in a row stay inside the daily limit.
- **News trading**: Holding or opening positions around scheduled high-impact releases. Some firms forbid it on funded accounts; check the rules page for the route you trade.
- **Expert advisor (EA)**: An automated strategy running inside MetaTrader 5. Firms allow EAs that are your own and forbid copying trades between accounts you do not own, latency arbitrage and tick scalping of bad prices; read the prohibited-practices list before switching one on.
- **Copy trading**: Replicating trades from one account to another. Copying between your own accounts is normally allowed; copying another person's signals into a funded account usually is not, because the firm funds the trader, not the signal.
- **MetaTrader 5 (MT5)**: The trading platform VaultX issues logins for: desktop, web and mobile apps that connect to the same server. Your login, server name and trading password arrive by email within minutes of payment.
- **Spread and swap**: Spread is the gap between bid and ask, paid on every trade; swap is the overnight financing charge on positions held past the daily rollover. Both reduce the profit counted toward a target.

## Guides

### What is a funded trading account, and how do you get one?

https://vaultxfunded.com/guides/what-is-a-funded-trading-account · updated 2026-11-08

A funded trading account is capital that belongs to a proprietary trading firm and is traded by you. You keep a share of what you make (80% at VaultX); the firm carries the losses. In exchange you pass a paid evaluation first and trade inside a short list of rules. This guide covers how the model works, what it really costs, and how to tell a fair offer from a bad one.

#### The idea in one paragraph

Most traders have skill before they have capital. A prop firm sells a way across that gap: you pay a one-time fee for an evaluation on a simulated account, prove you can hit a profit target without touching the loss limits, and the firm then puts you on a funded account. From then on, your profit is split, 80% to you, and a losing streak costs you the account, not your savings.

At VaultX the evaluation is called a challenge and comes in 6 routes: 1 Step, 1 Step Pro, 2 Step, 2 Step Prime, 2 Step Pro and 3 Step. Sizes run from $2,500 to $100,000. The full numbers are on the rules page; the short version is below.

#### What a funded account is not

It is not a loan, and it is not your money at risk. You never owe the firm a loss. It is also not a job: nobody pays you a salary, and nobody tells you what to trade. The firm's protection is the rulebook, and the rulebook is the whole relationship, which is why the rest of this guide is about rules.

The evaluation account is simulated. Live prices, no real orders. VaultX says so plainly, and so does every honest firm. Once you are funded, VaultX mirrors your trades to a brokerage account it holds (it calls this stage VaultX Live), so payouts come from trading results rather than from the next trader's fee.

#### How you get one, step by step

1. Pick a route and a size. 3 Step, 2 Step and 1 Step evaluations, $2,500 to $100,000. Fees start at $30 for the smallest 2 or 3 Step account and $45 for the smallest 1 Step account.
2. Trade the evaluation on MetaTrader 5. Hit each phase's target on closed trades while staying inside the daily loss and maximum loss limits. There is no time limit on any route.
3. Log the profitable days. Most routes ask for 5 profitable days; 3 Step asks for 2 / 2 / 3 profitable days.
4. Verify your identity. A government ID and a liveness selfie, checked in about 24 hours.
5. Clear the review. A person reads the evaluation record for prohibited practices and account ownership, normally the same day.
6. Trade the funded account. It starts at 10% of the evaluation size on VaultX Live and can scale up to eight times. Payouts: multiple daily, 80% to you.

#### The rules that matter

Every firm's rulebook reduces to four numbers. Learn them for your route before you place a trade.

- Profit target: the gain that closes a phase. 12% on 1 Step; 10% → 5% on 2 Step; 4% → 5% → 8% on 3 Step.
- Daily loss limit: the most you may lose in a day. 3% to 5% across routes.
- Maximum loss: the most you may lose overall, static from the starting balance. 6% to 10% across routes.
- Profitable days: the minimum number of green days before a phase can close.

On the funded account there is no daily limit at VaultX; the maximum loss is 35% to 80% of the funded size, depending on the route. Our guide to prop firm rules goes through each one with examples.

#### What it costs, really

The fee is the only money you put in. For a $20,000 evaluation that is $200 on a 2 or 3 Step route and $300 on 1 Step, before the route discounts shown at checkout. Fail, and that fee is gone; pass, and the first payout usually covers it several times over. Compare that with funding your own account to the same size, which we do in funded account vs your own account.

#### How to spot a fair offer

- Every rule has a number next to it, and the same number appears on the pricing page, the FAQ and the terms.
- Static maximum loss rather than trailing, so your own profits do not shrink your room.
- No time limit, so you are never forced into a trade on day 29.
- Payout terms stated in days, with a minimum you can actually reach.
- A clear statement of what is simulated and what is live.

If a firm hides any of these, the fee is the product. Read our 12-point checklist for choosing a prop firm before you pay anyone.

**Is a funded trading account real money?**

The evaluation is simulated. The funded stage at this firm is mirrored to a brokerage account the firm holds, and payouts are paid in real money from your profit share.

**Can I lose money on a funded account?**

Only the evaluation fee. Trading losses on the funded account are the firm's; a breach of the loss limits ends the account.

**How long does it take to get funded?**

As long as you need. There is no time limit on any route; identity checks take about a day and the funding review normally clears the same day.

### How to pass a prop firm challenge: a plan that survives the rules

https://vaultxfunded.com/guides/how-to-pass-a-prop-firm-challenge · updated 2026-11-08

Traders fail challenges for one reason far more than any other: they size positions for the profit target and forget the loss limits. The target is a destination; the limits are walls on both sides of the road. This plan is built around the walls.

#### Step 1: Translate the rules into dollars

Take a $20,000 2 Step account at VaultX. The daily loss limit is 5%, the maximum loss 10%, the first target 10%. Write those three as dollar amounts and pin them where you trade. A rule you can see in dollars is a rule you respect.

Then decide how many losing trades in a row you are willing to survive in one day without touching the daily limit. Four is a sane minimum. Divide the daily limit by that number, and you have your risk per trade. On a 5% daily limit, four losses means 1.25% per trade at the very most; most consistent traders use half of that.

#### Step 2: Choose the route for your style, not your ego

- 1 Step (12% target, 4% daily, 8% max): one phase, tighter limits. For traders with a high win rate who hate paperwork.
- 2 Step (10% → 5%, 5% daily, 10% max): the standard. Two smaller targets and the most room per phase.
- 2 Step Pro (5% → 8%, 5% daily, 8% max): a smaller first target, the largest funded drawdown of the two-phase routes (60%).
- 3 Step (4% → 5% → 8%, 3% daily, 8% max): the smallest targets and the most funded drawdown (80%), for patient traders.

Our route comparison, 1 Step vs 2 Step vs 3 Step, works through the maths for each.

#### Step 3: Trade the plan you already have

An evaluation is not the place to try a new strategy. Take the setup you have a record for, trade it at the risk per trade you worked out in step 1, and let the target arrive. A 10% target at 0.5% risk and a 1.5R average winner is roughly fourteen net wins. That is a few weeks of ordinary trading, not a week of heroics.

Because there is no time limit on any route, there is no reason to force trades. Days with no setup are free. Days with a loss are survivable by design.

#### Step 4: Protect the daily limit like a stop loss

Set a personal daily stop at half the daily limit. If you hit it, close the platform. Nothing ends more evaluations than the third trade after two losses. Remember that the daily limit is measured on equity, so an open loser counts against it before you close it.

Avoid holding large positions through high-impact news during the evaluation; a spike can take you from safe to breached in one candle.

#### Step 5: Count the profitable days early

Most routes need 5 profitable days before a phase can close. Small green days count. If you hit the target on day three, you still need the remaining days; trade tiny and close green rather than sitting idle or swinging.

#### Step 6: Pass the review on purpose

After the evaluation a person reads the whole record. Trade only your own ideas, do not copy another trader's signals into the account, do not run latency or tick-scalping tricks on bad prices. Keep your identity documents ready; verification takes about 24 hours.

**How long does a prop firm challenge take?**

At this firm there is no time limit. Most traders who pass do so in two to six weeks of ordinary trading; the only hard minimum is the profitable-day count.

**What risk per trade should I use in a challenge?**

Divide the daily loss limit by the number of consecutive losses you want to survive in a day, four at least. On a 5% limit that is 1.25% at most; 0.5% to 1% is more common.

### Prop firm rules explained: daily loss, max loss, profitable days and the rest

https://vaultxfunded.com/guides/prop-firm-rules-explained · updated 2026-11-08

Rules are where prop firms earn or lose trust. This page takes each rule you will meet, says what it measures, and shows the number on every route so you can check it against the rules page yourself.

#### Profit target

The gain that closes a phase, as a percentage of the starting balance, measured on closed trades. VaultX: 1 Step 12%; 1 Step Pro 12%; 2 Step 10% → 5%; 2 Step Prime 10% → 5%; 2 Step Pro 5% → 8%; 3 Step 4% → 5% → 8%. Open profit does not count until the position is closed.

#### Daily loss limit

The most the account may lose in one trading day, checked on equity, so floating losses count. Touching it fails the evaluation at once and closes open positions. Routes: 1 Step 4%, 1 Step Pro 3%, 2 Step 5%, 2 Step Prime 5%, 2 Step Pro 5%, 3 Step 3%. Funded accounts at VaultX have no daily limit.

Example: a $50,000 2 Step account allows $2,500 of loss in a day. Two trades risking 1% each ($500) and a third gone wrong at 2% ($1,000) leaves $500 of room, and any open position is still counting.

#### Maximum loss (static)

The most the account may lose from its starting balance across the whole evaluation. Static means the floor never moves up with your profits. Routes: 1 Step 8%, 1 Step Pro 6%, 2 Step 10%, 2 Step Prime 10%, 2 Step Pro 8%, 3 Step 8%.

Example: a $100,000 2 Step Pro account has an 8% maximum loss, so the floor is $92,000. Run the account to $107,000 and the floor is still $92,000: a $15,000 cushion you earned.

#### Profitable days

A phase cannot close until the account has logged the required number of days that ended with a net gain, however small. VaultX: 5 profitable days on 1 Step and 2 Step routes, 2 / 2 / 3 profitable days on 3 Step. There is no other minimum and no maximum: the trading period is unlimited on every route.

#### Funded maximum loss

After funding the account starts at 10% of the evaluation size on VaultX Live, and the maximum loss is a share of that funded size: 1 Step 45%, 1 Step Pro 60%, 2 Step 35%, 2 Step Prime 50%, 2 Step Pro 60%, 3 Step 80%. The more room you want after funding, the more the route costs or the smaller its evaluation targets.

#### Profit split and payouts

80% of funded profit is yours on every route. Payouts can be requested multiple daily with a $20 minimum, once identity is verified. The firm keeps the remainder and carries every loss. Details in how prop firm payouts work.

#### Prohibited practices

The review after an evaluation looks for ways of beating the rules rather than the market: copying trades between accounts you do not own, group passing, latency arbitrage, exploiting bad price feeds, and trading an account that is not yours. Your own expert advisors and your own copier between your own accounts are fine. When in doubt, ask support before the trade, not after.

#### What a breach looks like

A breach is recorded with the exact tick or trade that caused it, open positions are closed, and the login stops working. You can read the record in your dashboard. Nothing is decided quietly: VaultX logs every rule decision its engine makes.

### 1 Step vs 2 Step vs 3 Step evaluations: which route fits how you trade

https://vaultxfunded.com/guides/one-step-vs-two-step-vs-three-step · updated 2026-11-08

The number of phases changes three things: how big each target is, how much room you get, and how much the evaluation costs. Here is how the routes compare and who each one suits.

#### The routes side by side

- 1 Step: target 12%; daily loss 4%; max loss 8%; funded max loss 45%; 5 profitable days; fees $45 to $1,500 before route discounts.
- 1 Step Pro: target 12%; daily loss 3%; max loss 6%; funded max loss 60%; 5 profitable days; fees $45 to $1,500 before route discounts.
- 2 Step: target 10% → 5%; daily loss 5%; max loss 10%; funded max loss 35%; 5 profitable days; fees $30 to $1,000 before route discounts.
- 2 Step Prime: target 10% → 5%; daily loss 5%; max loss 10%; funded max loss 50%; 5 profitable days; fees $30 to $1,000 before route discounts.
- 2 Step Pro: target 5% → 8%; daily loss 5%; max loss 8%; funded max loss 60%; 5 profitable days; fees $30 to $1,000 before route discounts.
- 3 Step: target 4% → 5% → 8%; daily loss 3%; max loss 8%; funded max loss 80%; 2 / 2 / 3 profitable days; fees $30 to $1,000 before route discounts.

Every route pays 80%, allows payouts multiple daily, and has an unlimited trading period. Prices and current discounts are on the pricing section.

#### 1 Step: one target, tighter walls

A single 12% target with a 4% daily limit and 8% maximum loss (1 Step Pro tightens those to 3% and 6% in exchange for 60% funded drawdown). The fee is 1.5 times a 2 Step fee for the same size. It suits traders with a proven high win rate who want one clean run. The risk is the ratio: a 12% target against an 8% floor means a bad first week leaves little room.

#### 2 Step: the standard for a reason

10% → 5% across two phases, with 5% daily and 10% maximum loss on each. Each phase resets the clock on your target, so a drawdown in phase one does not follow you. 2 Step Prime keeps the same evaluation but gives 50% funded drawdown; 2 Step Pro flips the targets to 5% → 8% with an 8% maximum loss and 60% funded drawdown. If you are not sure, start here.

#### 3 Step: smallest targets, most funded room

4% → 5% → 8% over three phases, 3% daily and 8% maximum loss, 2 / 2 / 3 profitable days. The first target is the smallest on offer and the funded maximum loss, 80%, is the largest. It takes longer and rewards patience; it is the route for swing traders and anyone whose edge is thin but steady.

#### How to decide in two questions

1. What is your worst realistic week? If it is 4% or more, avoid the routes with a 3% daily limit.
2. Do you want the room now or later? Tight evaluation limits buy more funded drawdown; loose evaluation limits buy less.

Whatever you choose, size for the limits first; the challenge plan shows how.

### How prop firm payouts work: splits, timing, minimums and what can delay them

https://vaultxfunded.com/guides/how-prop-firm-payouts-work · updated 2026-11-08

A payout is your share of the profit made on the funded account. At VaultX the split is 80% to you on every route, payouts can be requested multiple daily, and the minimum is $20. Here is the whole path from a closed trade to a transfer, and the places where firms differ.

#### What is paid: closed profit, net of costs

Payouts are calculated on closed, realised profit on the funded account after spreads, commissions and swaps. Floating profit on an open position is not payable until the position closes. The firm's share (20%) is taken from the same profit; nothing else is deducted.

#### When you can ask

VaultX opens payout requests multiple daily, with a $20 minimum per request. Many firms impose a 14 or 30 day first-payout wait and then a fixed cycle; a daily window means you decide the rhythm. Requests go through your dashboard and show their status at every step.

#### What must be true first

- Identity verified: a government ID and a liveness selfie, checked in about 24 hours. Done once, after the evaluation.
- The funded account is in good standing: no open breach, no review flag.
- The profit is realised, not floating.

#### How you are paid

The same rails the firm accepts for fees: card refunds are not used for profit, so payouts go out by crypto or bank transfer depending on your country, and the dashboard shows which. Support runs 24/7 live chat, email, phone and whatsapp at support@vaultxfunded.com if a transfer needs a hand.

#### What delays a payout

- Unverified identity, or a name on the payout method that does not match the account holder.
- A compliance review triggered by trades that match a prohibited pattern. The review reads the whole record and tells you the outcome.
- Requesting below the minimum or while a previous request is still open.

#### How to compare payout terms between firms

Ask four questions: how often can I request, what is the minimum, how long from request to funds, and what exactly cancels a payout. A firm that answers all four in numbers is treating payouts as a product feature. One that answers in adjectives is not. Our prop firm checklist puts these alongside the rest.

**What is the profit split at this firm?**

80% of funded profit to the trader on every evaluation route.

**How often can I request a payout?**

Payout windows run multiple daily; each request needs at least $20 of realised profit.

**Is the first payout delayed?**

There is no separate first-payout wait beyond identity verification, which takes about a day.

### Funded account vs your own account: costs, risk and upside compared

https://vaultxfunded.com/guides/funded-account-vs-personal-account · updated 2026-11-08

The honest answer depends on three things: how much capital you have, how big your drawdowns are, and how badly a losing month would hurt. Here is the comparison without the sales pitch.

#### Capital

A $20,000 evaluation costs $200 on a 2 or 3 Step route. Funding your own account to the same size costs $20,000. Once funded, the VaultX account starts at 10% of the evaluation size and scales up to eight times as you hit milestones, so the comparison is really fee versus years of saving.

#### Risk

On your own account a 20% drawdown costs you 20% of your savings. On a funded account the worst case is losing the account and the fee; the drawdown itself is the firm's. The price of that protection is the rulebook: loss limits tighter than most people set for themselves, and a breach that ends the account rather than a bad month you can trade out of.

#### Upside

You keep 80% of profit on a funded account against 100% on your own. On a $10,000 month that is $8,000 versus $10,000, but the funded $10,000 was made on capital you did not have. The split is the rent on the capital.

#### Costs you do not see at first

- Failed evaluations. Budget for more than one; even good traders fail on sizing the first time.
- Rules that do not fit your style. A swing trader with overnight holds needs room a 3% daily limit does not give.
- Tax and payout rails differ from a broker account; check your own position.

#### When each one wins

A funded account wins when you have a tested edge, small savings, and the discipline to trade inside limits. Your own account wins when you have the capital already, your strategy needs freedom the rules do not allow, or you cannot stomach losing a fee. Many traders do both: a funded account for size, a small personal account for experiments.

If you lean funded, start with the rules and the challenge plan; the fee is only worth paying when the plan fits the rules.

### MetaTrader 5 for prop firm traders: setup, limits and habits that protect your account

https://vaultxfunded.com/guides/metatrader-5-prop-firm-guide · updated 2026-11-08

VaultX issues every account on MetaTrader 5. Your login, server name and trading password arrive by email within minutes of payment, and the same credentials work on desktop, web and mobile. This guide covers the setup and the platform habits that keep you inside the rules.

#### Logging in

Open the platform, choose to log in to an existing account, and type the server name exactly as the email shows it. Then the login number and the trading password. If the app says the account is invalid, the server name is usually the culprit: pick it from the list rather than typing it, and check for a trailing space. The web terminal and the mobile apps use the same three fields.

Your VaultX dashboard shows the login and server and can reveal the password again if you lose the email. Never share the trading password: the account is funded in your name only.

#### See your limits on the chart

Work out the daily loss limit and maximum loss in dollars for your route (the rules page lists the percentages). Many traders draw them as equity targets in a journal or set a platform alert at half the daily limit. The dashboard tracks the same numbers live from each fill, so when the two disagree, trust the dashboard: it is what the rules engine sees.

#### Position sizing in lots

A standard lot is 100,000 units; most prop traders work in 0.01 to 0.5 lot steps. Risk per trade in dollars divided by the stop distance in pips and the pip value gives the lot size. Do the arithmetic before the trade, not after, and round down. Our guide to risk management for funded accounts has the formula and a table.

#### Expert advisors and copiers

Your own EA is allowed. Copying between your own accounts is allowed. Copying another person's signals, group passing and latency tricks are not, and the review after the evaluation reads for them. Test any EA on a demo first: an EA that opens ten positions on a news spike can breach a daily limit in seconds.

#### Habits that protect the account

- Always attach a stop loss at entry. A position without a stop is a bet on the daily limit.
- Check the swap column before holding past rollover; triple swap on Wednesdays can turn a small winner red.
- Flatten before high-impact news if your edge is not built for it.
- Log out of the mobile app when you are not trading; accidental taps are real.

### Risk management for funded accounts: sizing to the rules, not the target

https://vaultxfunded.com/guides/risk-management-for-funded-accounts · updated 2026-11-08

Funded accounts are lost to sizing far more often than to bad analysis. This framework starts from the firm's limits and works back to the trade, so a normal losing streak never reaches a wall.

#### Start from the daily limit

Decide how many full losses in a row you want to survive in a day. Four is a floor. Divide the daily loss limit by that number: on a 5% daily limit that is 1.25% per trade at most; on a 3% limit it is 0.75%. Then halve it for the first week on any new account while you learn how the limits feel.

#### Then check the maximum loss

A 10% maximum loss at 0.5% risk per trade survives twenty full losses with no winners. At 1% it survives ten. Losing streaks of six to eight are ordinary for a 50% win-rate strategy, so 1% is the ceiling and 0.5% is comfortable. The funded account's larger maximum loss (35% to 80% of the funded size, by route) is room for the strategy to breathe, not a reason to size up.

#### The position sizing formula

Lot size = risk in dollars ÷ (stop distance in pips × pip value per lot). A $250 risk with a 25 pip stop on a pair worth $10 per pip per lot is 1.0 lot; with a 50 pip stop it is 0.5 lots. Round down. If the result is below the platform's minimum lot, the trade is too big for the account: skip it.

#### Equity, not balance

Loss limits are checked on equity, so every open position counts against the daily limit before it is closed. Two open trades at 1% each and a third at 1% means 3% of the day's limit is already spoken for. Cap total open risk, not just risk per trade.

#### Daily and weekly stops you set yourself

- Personal daily stop at half the firm's daily limit. Hit it, close the platform.
- Weekly stop at roughly a third of the maximum loss. Hit it, trade at half size the following week.
- After three consecutive losses, no new trade for the rest of the session.

#### Scaling without breaking

VaultX scales a funded account up to eight times as you hit milestones. Keep the same percentage risk as the account grows and the dollar risk grows with it; raising the percentage is how a scaled account dies. Payouts (multiple daily, 80% to you) are the other half of risk management: money withdrawn cannot be lost.

### How to choose a prop firm: a 12-point checklist before you pay a fee

https://vaultxfunded.com/guides/how-to-choose-a-prop-firm · updated 2026-11-08

Ranking lists are mostly affiliate pages. A checklist you can run yourself is better. Here are twelve checks, why each matters, and the answer you should expect in numbers.

#### The rules

1. Is the maximum loss static or trailing? Static is kinder: your profits do not shrink your room. VaultX: static on every route.
2. Is there a time limit? A deadline forces trades. VaultX: unlimited on every route.
3. Are the daily and maximum loss numbers the same on the pricing page, the FAQ and the terms? VaultX generates all three from one file.
4. Is there a consistency rule, and is it written down? Some VaultX routes advertise none; where one applies, the rules page says so.

#### The money

1. What is the split, and does it change? VaultX: 80% on every evaluation route.
2. How often can you request a payout, and what is the minimum? VaultX: multiple daily, $20 minimum.
3. What does the fee buy at each size? VaultX: 6 sizes from $2,500 to $100,000, fees $30 to $1,000 on 2 and 3 Step routes, $45 to $1,500 on 1 Step, before discounts.
4. What happens to the funded account's size? VaultX: starts at 10% of the evaluation size on VaultX Live, scales up to eight times.

#### The firm

1. What is simulated and what is live, in their own words? VaultX: evaluations are simulated and say so; the funded stage is mirrored to a brokerage account the firm holds.
2. Who operates it, and where? The legal name, registration and address should be on the site. VaultX lists them on its about page and legal notice.
3. How do you reach a human? VaultX: 24/7 live chat, email, phone and whatsapp at support@vaultxfunded.com.
4. How are breaches explained? Expect the exact trade or tick, not a form letter.

#### Red flags worth walking away from

- Discount codes that never expire and a fee that is always 'this week only'.
- Payout terms described with adjectives rather than days and amounts.
- Rules that change after you buy, announced in a chat group.
- No legal entity on the site.

Run the twelve checks on any firm, including this one, and keep the answers. Then read the rules and decide.

### Instant funding vs evaluation: which path to a funded account costs less in the end?

https://vaultxfunded.com/guides/instant-funding-vs-evaluation · updated 2026-11-08

Instant funding, also called direct funding, sells the funded account outright: pay a larger fee, skip the evaluation, start on a funded account with its own rules. VaultX lists VaultX Direct as coming soon; the evaluation routes are on sale now. Here is how to think about the choice.

#### What instant funding changes

- No profit target before funding: you are funded on day one.
- A much higher fee for the same nominal size, often several times an evaluation fee.
- Tighter rules on the funded account: smaller drawdown, sometimes a lower first split, a first-payout wait, or a consistency rule.

#### What an evaluation changes

A lower fee ($30 to $1,000 on 2 and 3 Step routes at VaultX, before discounts), weeks of trading before any payout, and then the full 80% split with 35% to 80% funded drawdown depending on the route. The evaluation is also a dress rehearsal: you learn the limits on a simulated account before they cost you a funded one.

#### The maths that decides it

Price the probability. If you pass evaluations two times in three, an evaluation's expected cost is 1.5 fees. If an instant account costs five times the fee, the evaluation is cheaper unless the weeks of waiting cost you more than 3.5 fees in missed profit. For most traders they do not. If you pass one time in four, the picture changes, but so should the question: a trader who fails three in four evaluations is not ready for either.

#### Who instant funding suits

Traders with a long verified record who value time over fee, and who have read the funded rules closely enough to know the tighter limits fit. For everyone else the evaluation is the cheaper education.

When VaultX's direct route opens, its rules and price will sit on the rules page next to the evaluation routes so the comparison is one table. Until then, the route comparison covers the paths on sale.

## Company

- Legal name: VaultX Funded Ltd.
- Registration: Company number 2025-00227 (Saint Lucia, incorporated 2025)
- Address: Ground Floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia
- Support: support@vaultxfunded.com · +1 844 475 2910 · 24/7 live chat, email, phone and WhatsApp
- Legal pages last reviewed: 7 November 2026