Guide

How to choose a prop firm: a 12-point checklist before you pay a fee

Ranking lists are mostly affiliate pages. A checklist you can run yourself is better. Here are twelve checks, why each matters, and the answer you should expect in numbers.

3 min read · Updated 8 November 2026

The rules

  1. Is the maximum loss static or trailing? Static is kinder: your profits do not shrink your room. VaultX: static on every route.
  2. Is there a time limit? A deadline forces trades. VaultX: unlimited on every route.
  3. Are the daily and maximum loss numbers the same on the pricing page, the FAQ and the terms? VaultX generates all three from one file.
  4. Is there a consistency rule, and is it written down? Some VaultX routes advertise none; where one applies, the rules page says so.

The money

  1. What is the split, and does it change? VaultX: 80% on every evaluation route.
  2. How often can you request a payout, and what is the minimum? VaultX: multiple daily, $20 minimum.
  3. What does the fee buy at each size? VaultX: 6 sizes from $2,500 to $100,000, fees $30 to $1,000 on 2 and 3 Step routes, $45 to $1,500 on 1 Step, before discounts.
  4. What happens to the funded account's size? VaultX: starts at 10% of the evaluation size on VaultX Live, scales up to eight times.

The firm

  1. What is simulated and what is live, in their own words? VaultX: evaluations are simulated and say so; the funded stage is mirrored to a brokerage account the firm holds.
  2. Who operates it, and where? The legal name, registration and address should be on the site. VaultX lists them on its about page and legal notice.
  3. How do you reach a human? VaultX: 24/7 live chat, email, phone and whatsapp at support@vaultxfunded.com.
  4. How are breaches explained? Expect the exact trade or tick, not a form letter.

Red flags worth walking away from

  • Discount codes that never expire and a fee that is always 'this week only'.
  • Payout terms described with adjectives rather than days and amounts.
  • Rules that change after you buy, announced in a chat group.
  • No legal entity on the site.

Run the twelve checks on any firm, including this one, and keep the answers. Then read the rules and decide.

Related guides

Every number above comes from the rules page. Terms are defined in the glossary.